Embedded insurance
Our mission is to seamlessly weave insurance services into the fabric of companies’ products and services, transforming insurance into an invisible yet integral product feature.
Supported by
A new embedded insurance era begins:
Invisible Insurance
ZERO integrates insurance directly into digital platforms, making it a seamless part of their core offering. No redirects, no extra steps—just a native upgrade under the platform’s own brand. Customers stay where they trust, and protection becomes effortless.
People will never have to deal with insurance again since all aspects of their private and business life are automatically covered by ZERO.
Reinventing insurance products to fit seamlessly into digital products and services to boost their value proposition.
Revive the origins of insurance: a precious risk management tool that provides safety to the people.
Meet our executive team
Michaela Zöppel
COO
Karl Grandl
CEO
Benedikt Andreas
CPO
You make us even better
We are always looking for new talent to help us develop attractive products through integrated insurance services. Sounds exciting?
Our culture commitment
We treat each other fairly and respectfully
We are stronger together. How we act, how we operate and the decisions we make are focused on caring for each other and treating everyone fairly and with respect. The strength of our culture will be decisive factor in securing the future.
We are transparent and tell the truth
Honesty is one of the cornerstones of ZERO’s way of doing business – it supports everything else we do. We are honest with our customers, our investors, and the world around us. This helps us provide solutions that secure our customer’s future, and helps us ensure our company will be around for years to come.
We take ownership and responsibility
We are committed to conducting business in a sustainable manner and supporting our customers and communities in their quest for lasting success. Taking ownership doesn’t just mean taking responsibility for the work we do for ZERO – it means that we also take responsibility for our power to make an impact in the world.
We act with integrity
We are committed to complying with the laws, regulations and other external rules that govern our operations, in all jurisdictions in which we operate. The same applies to our internal rules.